Shams Khan | Mortgage Loan Originator | NMLS # 2348831
4, 12 or 24 month bank statement options to calculate income
FICO down to 600
No personal or business tax return required
Fixed expense ratio OK
CPA prepared P&L OK
Asset depletion for income OK
ITIN Only OK
LTV varies by scenarios
Purchase or Refinance
Past 24 months 1099s only to calculate income
FICO down to 600
Rent/Mortgage payment history required
No personal or business tax return required
No bank statement required
LTV varies by scenarios
Purchase or Refinance
No income requirements
FICO minimum 640
Reserve required
LTV varies by scenarios
Purchase or Refinance